We offer independent, no obligation advice and whole of market access for these non-investment protection insurance policies.
Policy specific Terms and Conditions may apply. Example products and features follow:
Additional cover for Total & Permanent Disability is an option, subject to occupation.
Benefit & Trigger: a tax free monthly income for accident, sickness or disability. No restriction on use of proceeds.
Popular with self-employed workers, a single-life only policy that can help with the expenses of daily living. Sum assured capped around 60-65% of annual income to incentivise a return to work.
Benefit & Trigger: provides a tax free monthly income paid on death (or diagnosis of a terminal condition expected to result in death within 12 months, subject to policy) for the balance of the policy term.
Benefit & Trigger: a lump sum payment on death (or diagnosis of a terminal condition expected to result in death within 12 months, subject to policy).
Decreasing or Level Term?
A Decreasing Term Assurance policy aligned to your repayment mortgage will pay off your outstanding balance.
A Level Term Assurance policy will pay a fixed amount which can leave your dependants with a surplus after paying off your outstanding mortgage. Typically used for mortgages on an interest-only repayment basis where the capital outstanding remains constant.
PLEASE BE AWARE YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
Not Just Mortgages is an Appointed Representative of New Leaf Distribution Ltd., who are authorised and regulated by the Financial Conduct Authority, number 460421.
Registered Office: 1st Floor Princess Caroline House, 1 High Street, Southend on Sea, Essex, SS1 1JE.