Why use a Mortgage Adviser?

I work for you, not the Lenders - The aim of my service is to source and recommend a suitable mortgage for your needs and circumstances, and qualify that recommendation.

I have access to the whole-of-market - I am not tied to a select panel or one Lender. I often have access to deals that are only for intermediaries, not available through the Lenders own branches, as well as specialist Lenders for unique situations.

Can I get this service from my bank? Banks and building societies can only offer their own products. They have no obligation to advise you of competing products. It is possible, but unlikely, their mortgage terms will be the best available in the marketplace at that time. Speaking to someone is often very difficult.

Personal service - No musical switchboards, a direct contact number for the Mortgage Consultant handling the administration of your application to address your concerns, or answer your questions. A personal voicemail service and email contact as back-up.

Flexibility - Banks and building societies will often have one Mortgage Consultant serving many branches, or a whole region. This means you may have to wait for an appointment date when you really want to move forward quickly.I can arrange to meet somewhere convenient for you.

Transparency - All fees or commissions generated in connection with your mortgage are fully disclosed.

What about comparison websites? These sites may perform a credit-check, leaving a footprint and affecting your credit rating. This can negatively impact any loan application. Moving from one unsuccessful application to another can have a similarly detrimental effect on your credit profile.

PLEASE BE AWARE YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. SOME BUY TO LET AND NON-RESIDENTIAL MORTGAGES ARE NOT REGULATED BY THE FCA

Mortgages

A mortgage is quite possibly the longest and largest financial commitment you will make, doesn't it make sense to seek professional advice?

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Regulatory Statement

Not Just Mortgages is an Appointed Representative of New Leaf Distribution Ltd., who are authorised and regulated by the Financial Conduct Authority, number 460421.

Registered Office: 1st Floor Princess Caroline House, 1 High Street, Southend on Sea, Essex, SS1 1JE.